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Listed price
235 000 kr
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− Deposit
47 000 kr
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= Loan amount
188 000 kr
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Interest rate
5,95 %
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Repayment period
36 months
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Residual value (final payment)
118 000 kr
The loan amount is the listed price minus the deposit. Interest is calculated monthly on the entire loan amount throughout the repayment period. The residual value is included in the loan but is paid as a final payment at the end of the period, which lowers the monthly cost.